Home Loan Financing Experts | VA Mortgage Loans | VA Refinance | FHA Home Loans | Conventional Mortgage | Jumbo Loans | HomePath Loans  | Rainey Financing Team

California Refinance and Purchase Loan Specialist We are VA Loan - FHA Loan
JUMBO High Balance Loan
HomePath Loan - Experts

YOUR LOAN - ON TIME - EVERY TIME
We offer Conventional, FHA, VA, HomePath and Jumbo home financing. First Time Home Buyers, Move-Up or Down Home

Buyers or anyone looking for the best advise along with the lowest interest rate in the mortgage industry for Purchase or Refinance are welcome to start your personal mortgage planning today.

We are a true California
Direct Lender


Experts in the following home loan solutions
Conventional Home Loans
| Jumbo Home Loans
FHA Home Loans
| VA Home Loans
VA Streamline Refinance IRRRL
w/ No Appraisal Requirements

 Plus our famous
Listing Marketing System
for
Orange County Agents

 

With the Rainey Financing Team and our long standing tradition of excellence, Your Future Is Our Focus and Your in Good Hands. Since 2001 we have been on the cutting edge of technology and now having the most advanced streamlined loan process and funding technology in the industry, allows us to close your home loan on time, every time. We are the best. Trust My Team with your California home financing needs and enjoy your home buying experience knowing you are working with a true Mortgage Banking Specialist.


Get to know John

Southern California Real Estate Blog

Orange County Real Estate, Loan, VA, FHA Jumbo, Mortgage and Listing Marketing blog

VA FHA Jumbo Loan BLOG
  Including the best Luxury Homes For Sale in Southern Orange County California

John Rainey
CMP- Certified Mortgage Planner
direct line
949.637.7754  - 7 Days -
Licenced Mortgage Professional NMLS #269293



 
 
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

 
 

Quick Quote

Quick Quote Image

 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
 
secure

Trusted. Experienced. Secure.

 
 
 
REALTOR.jpg
 
FORSALE.jpg
 
NEWS.jpg
 

Real Estate Marketplace

Home SearchView Featured HomesDream Home RequestHome Value Wizard